The IC 27 book — Health Insurance — published by the Insurance Institute of India (III) — is the complete study material for insurance professionals preparing for the Associateship exam. Whether you need the IC 27 book PDF, free eBook, chapter-wise notes, or a structured online course, this page has everything you need to pass with confidence.
About IC 27 – Health Insurance
IC 27 is the Health Insurance paper of the III Associateship examination. It covers the complete landscape of health insurance in India — from individual and group health policies to government schemes, underwriting, and claims. This subject is especially relevant for professionals working in health insurance divisions of general insurance companies or standalone health insurers like Star Health, Niva Bupa, and Care Health.
Topics Covered in the IC 27 Book
- Introduction to health insurance in India
- Individual health insurance policies — types and features
- Group health insurance — structure and benefits
- Government health schemes — Ayushman Bharat, CGHS, ESI
- Health insurance underwriting and risk assessment
- Premium rating in health insurance
- Third Party Administrators (TPAs) — role and functions
- Cashless and reimbursement claims process
- Critical illness and personal accident covers
- IRDAI health insurance regulations and guidelines
Download the IC 27 Book Free on Telegram
The official IC 27 book PDF by III is available free on our Telegram channel. Join below to download it instantly along with eBooks for all other IC subjects — no cost, no signup required beyond joining the channel.
📲 Join Telegram – Get IC 27 Book Free (@iiibookspdf)
The channel also shares chapter-wise MCQs, important questions, government scheme updates, and exam tips — all completely free.
Enroll in the IC 27 Online Course
The IC 27 book covers a vast and evolving subject — health insurance regulations and government schemes change frequently. Our online course keeps you updated with exam-relevant content and simplifies every chapter into clear, structured notes.
- ✅ Chapter-wise notes in simple, clear language
- ✅ Coverage of latest government health schemes
- ✅ Practice MCQs after every topic
- ✅ Full mock tests on Associateship exam pattern
- ✅ Works on Android, iOS, and desktop
- ✅ Doubt support via Telegram
🎓 Enroll in IC 27 Course – Study4Insurance
Other III Associateship Books You May Need
If you are preparing for the III Associateship exam, these subjects are commonly taken alongside the IC 27 book:
- IC 01 – Principles of Insurance
- IC 11 – Practice of General Insurance
- IC 45 – General Insurance Underwriting
- IC 72 – Motor Insurance
All III eBooks — Licentiate, Associateship, and Fellowship — are available free on our Telegram channel @iiibookspdf.
Frequently Asked Questions
Where can I download the IC 27 book PDF for free?
Join our Telegram channel @iiibookspdf to download the IC 27 book PDF free along with all other III eBooks instantly.
What level is IC 27 — Licentiate or Associateship?
IC 27 is an Associateship level paper. Candidates should ideally complete the Licentiate exam (IC 01, IC 11/IC 02, IC 14) before appearing for Associateship subjects like IC 27.
What government health schemes are covered in IC 27?
The IC 27 book covers major government health schemes including Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), Central Government Health Scheme (CGHS), Employees’ State Insurance (ESI), and state-level health insurance schemes.
How many questions are in the IC 27 Associateship exam?
The IC 27 exam has 100 objective-type MCQ questions to be completed in 120 minutes. A minimum score of 60% is required to pass. The exam is conducted online by the Insurance Institute of India.
What is the role of a TPA in health insurance?
A Third Party Administrator (TPA) acts as an intermediary between the insurer and the policyholder. TPAs manage cashless hospitalisation, process reimbursement claims, and handle health card issuance — a key topic in the IC 27 book and frequently tested in the exam.